What you get by choosing the credit report and score from IdentityIQ
With the IdentityIQ services you’ll basically have your very own personal dashboard, with your credit score and report displayed clearly, updated monthly, and available for you to check as often as you like – it won’t affect your score.
Let’s see what the advantages are:
You’ll get a full credit report analysis
IdentityIQ automatically obtains your credit information from all three credit reporting agencies so you can keep track of your credit accounts, your debts, and other credit report factors.
1.You’ll be able to save money
Our patented analytic engine peruses your credit and debt situation daily and advises you on the amount you can save on loans,mortgages, credit cards and more.
2.You’ll constantly monitor the evolution of your finances
With an IdentityIQ membership, you’ll receive a monthly credit score update and credit monitoring from all three credit reporting agencies, one of the three major credit report bureaus.
3.Analyze several credit card offers
With your credit scoring will be able to pick the right credit cards for you and will show you the way to start the application to see if you will be approved.
4.Receive help with your loan offers
Whether you are looking for a personal loan, student loan, or a car loan, we will help you pick the right one based on your credit report and the credit score provided.
5.Creating a community feel
We are always working on building a community of members who participate and help each other better understand the financial space.
What is a Credit Report?
Your credit report is a document that lenders use to determine your credit worthiness. It contains all of your credit history that is collected by credit bureaus. The 3 major credit bureaus include Equifax, TransUnion, and Experian. Not all credit reports will be equal as not all information is relayed to each credit bureau.
Who is able to see my Credit Report?
Besides you and, obviously the three major credit bureaus, any lenders you may want to do business with also have access to your credit report.
IdentityIQ won’t solicit or distribute your credit report or score to anyone when you sign up for an account.
And you can see your updated score anytime you log in, see the credit score range you’re currently in, and track your progress as your credit continues to improve and grow.
Current client’s of Identity IQ Credit Monitoring service, may visit Identityiq.com to login to your account.
If you need to get in touch with Identity IQ’s customer service, please call 877.875.4347. Customer service can be reached between the hours of 9am – 5pm central time.